THE IMPACT OF SELF-SPONSORSHIP ON FEMALE ACADEMIC PERFORMANCE IN HIGHER INSTITUTIONS IN NIGERIA.

Abstract

This study examines the impact of self-sponsorship on the academic performance of female students in Nigerian higher institutions. With rising economic challenges and limited access to scholarships or family support, an increasing number of female students are self-funding their education. This research investigates how financial independence, work-study balance, and psychological stress influence their academic outcomes. Using a mixed-methods approach, the study analyses academic records, survey responses, and interviews with self-sponsored female students across five Nigerian universities. Findings reveal that while self-sponsored students demonstrate higher resilience and time-management skills, financial pressures and employment obligations often hinder optimal academic performance. The study recommends institutional support systems, flexible learning options, and targeted financial aid to mitigate these challenges.